Compare Caravan Insurance for Your Touring or Static Caravan

Compare caravan insurance quotes from a panel of specialist UK providers. Whether you tow a touring caravan, own a static holiday home or a folding caravan, comparing policies could help you find cover that suits how you use it.

Types of caravan cover
Touring, static & folding
Specialist UK providers
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Quick Caravan Insurance Quote

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Retrieve an existing quote Comparison service provided by Quotezone, a trading style of Seopa Ltd, authorised and regulated by the FCA (FRN 313860). Jonny Networks Ltd is an Introducer Appointed Representative of Seopa Ltd. We do not offer financial advice.

Quotes from a panel of specialist UK caravan insurance providers

Compare caravan insurance quotes

Comparing caravan insurance is straightforward. Whether your current policy is coming up for renewal or you've just bought a caravan, comparing cover could help you find a policy that suits your needs.

1

Tell Us About Your Caravan

Let us know the type of caravan — static, touring, folding or trailer tent — along with its make, model and approximate value.

2

Choose Your Cover & Extras

Provide the postcode where the caravan is stored and choose the level of cover and any add-ons you'd like on the policy.

3

Review The Available Policies

You'll be shown a list of available policies based on the details you provide. You can then review the cover and decide which option suits you.

Specialist Cover

Types of Caravan Insurance

Caravan insurance isn't a legal requirement in the UK, but your car insurance typically only offers third-party cover while towing. A separate policy can help protect the caravan itself. Here are the main types.

Touring caravan

Cover for a caravan you tow behind a car or van. Your car policy won't usually protect the caravan itself, so a touring policy can cover accidental damage, theft and more.

Static caravan

For a caravan or holiday home that stays in one location. Cover can protect the structure and contents against risks such as fire, flooding and theft.

Folding caravan & trailer tents

Lightweight and easy to store, but that can also make them a target for theft. Specialist cover can help with repair or replacement costs.

Park home

Designed for caravans used as a main residence. Insurers treat this differently, so it's important to declare it correctly to keep cover valid.

Cover levels and features vary between insurers and policies. Always check the policy documents to confirm what is and isn't included.

What Caravan Insurance Typically Covers

Exact cover depends on the insurer and policy you choose. As a general guide, caravan policies often include the following.

Often included

Accidental damage and repairs after a towing accident, caravan recovery, theft and burglary of the caravan and its contents, third-party liability for damage or injury you cause, and write-off cover.

Often excluded

Theft following negligence (such as leaving it unlocked or storing it away from its registered location), normal wear and tear, damage from rodent or insect infestations, and living in the caravan full-time without declaring it.

New for old

If your caravan is written off or stolen, this covers it for the cost of a brand-new replacement model.

Market value

Insures the caravan for its market value at the time of a claim. Older caravans are usually settled at the value of a similar make, age and condition.

Tips When Comparing Caravan Insurance

Depending on your caravan and how you use it, there are a few things that may help you find more competitive quotes.

1

Join a caravan club

Some insurers offer discounts to members of recognised caravan clubs.

2

Store your caravan securely

Keeping it in a secure location, such as a CaSSOA-registered storage site, may reduce premiums with some insurers.

3

Increase your voluntary excess

A higher voluntary excess can mean lower premiums — just make sure you could afford the excess if you needed to claim.

4

Pay annually

Paying for cover once a year rather than monthly can work out cheaper, as monthly payments often include interest.

5

Improve security

Devices such as wheel clamps, hitch locks and trackers may help reduce premiums with some insurers.

6

Avoid unnecessary add-ons

Extra cover can be useful, but only pay for the add-ons you actually need.

Add-ons to Consider

Many caravan policies let you add extra cover. Some are useful for particular owners, others more generally. Availability and cost vary by insurer.

European cover

Extends your cover for trips to continental Europe with your caravan.

Breakdown cover

Help getting you and your caravan home or to a repairer if you break down.

Windscreen cover

Where applicable, covers repair of chips or cracks for towing vehicles included on a policy.

Contents & belongings

Cover for personal belongings and equipment kept inside the caravan.

Legal protection

Helps with legal costs that can arise from a dispute or claim.

Awning cover

Cover for an awning attached to your caravan against damage or theft.

Frequently Asked Questions

Do I need caravan insurance?
Caravan insurance is not a legal requirement in the UK. However, your car insurance will usually only provide third-party cover while towing, so a separate caravan policy can help protect the caravan itself against risks such as theft, fire and accidental damage.
What's the difference between static and touring caravans?
Static caravans stay in one location and are often used as mobile or holiday homes, typically with more space and home comforts. Touring caravans have wheels and are towed behind a car or van, so they're smaller and more portable. Insurers treat the two differently.
What types of caravan can I insure?
Touring and static caravans are the most common types covered, but you can also insure folding caravans and trailer tents. Motorhomes and campervans are treated as motor vehicles and require separate motor insurance.
Will caravan insurance cover me outside the UK?
Some caravan insurers offer cover for travel outside the UK, including continental Europe. If you plan to travel abroad with your caravan, check the level and limits of European cover with the insurer before you buy.
What is family cover on caravan insurance?
Many policies only cover the caravan for your own use as standard. Family cover lets you add named family and friends so they can use the caravan too. This usually only applies to the people named on the policy.
How are caravan insurance quotes generated?
Quotes are generated using the details you enter, such as the caravan type, value, where it's stored and your claims history. Insurers use their own pricing models to calculate premiums, which can change over time.
Do comparison websites provide financial advice?
No. Comparison websites provide information to help you compare available options. They do not provide personal recommendations or financial advice.
How does this website make money?
This website may receive a commission from insurers or partners when you choose to proceed with a policy through the platform. This does not affect the price quoted by the insurer.

This website provides information only and does not offer personal recommendations or advice. Insurance premiums are set by insurers and are subject to change. Always check policy details carefully before purchasing.

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MyCompare is a trading style of Jonny Networks Ltd, registered in England, company number 09018319. Jonny Networks Ltd is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. Jonny Networks Ltd do not offer financial advice and we receive a commission for any policies purchased, at no cost to you.