Compare Prestige Car Insurance

What Makes Prestige Car Insurance Different?

• Higher sums insured — Prestige vehicles have higher purchase prices, which means higher payouts in the event of a total loss.
• Specialist repairs — Luxury and performance cars often require manufacturer-approved body shops and genuine parts, increasing repair costs.
• Theft risk — High-value vehicles are more attractive targets. Insurers may require specific security measures (trackers, immobilisers).
• Agreed value — For rare or appreciating vehicles, an agreed value policy ensures fair compensation rather than a potentially disputed market valuation.
• Track day cover — If you take your performance car on track days, standard policies will not cover this. Separate track day insurance is available.

What Vehicles Count as Prestige?

There is no strict definition, but prestige car insurance typically applies to vehicles from manufacturers such as Porsche, BMW M, Mercedes-AMG, Audi RS, Ferrari, Lamborghini, Aston Martin, McLaren, Bentley, and Rolls-Royce. High-value modified vehicles may also fall into this category.