Compare Pet Insurance Quotes UK

Compare Pet Insurance

See what’s available from UK insurance providers

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What Types of Pet Insurance Are There?

Lifetime cover — Covers ongoing conditions year after year, as long as you renew. The most comprehensive and usually the most expensive option.
Annual / time-limited — Covers each condition for a set period (usually 12 months) or up to a fixed amount. Once the limit is reached, that condition is no longer covered.
Accident only — The most basic and cheapest option. Only covers injuries from accidents, not illnesses.
Maximum benefit — Covers each condition up to a set amount with no time limit. Once the amount is used, that condition is excluded.

What Affects Pet Insurance Prices?

Breed — Some breeds are prone to specific health conditions, which increases the cost of cover.
Age — Older pets are generally more expensive to insure. Some providers have upper age limits.
Location — Vet costs vary by area. Premiums tend to be higher in London and the South East.
Cover level — Higher vet fee limits and lifetime cover cost more than basic accident-only policies.

Worth knowing: Pre-existing conditions are almost never covered by pet insurance. If your pet has a condition before you take out a policy, treatment for that condition will typically be excluded.

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