Compare Tradesman Insurance Quotes UK

Compare Tradesman Insurance

See what’s available from UK providers

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What Does Tradesman Insurance Cover?

Public liability — Covers claims from clients or members of the public if they are injured or their property is damaged as a result of your work.
Tools and equipment — Covers tools whether in your van, on a job site, or at home. This is often not covered by standard van insurance.
Employers liability — Required by law if you employ anyone, including subcontractors in some circumstances.
Professional indemnity — May be included for trades that provide design or advisory services (e.g. heating engineers, architects).
Personal accident — Provides income protection if you are unable to work due to injury.

Which Trades Need This?

Tradesman insurance is relevant for plumbers, electricians, builders, carpenters, plasterers, roofers, decorators, landscapers, heating engineers, locksmiths, and other skilled trades. The specific covers needed can vary by trade.

Worth knowing: Many tradespeople need public liability insurance to be listed on platforms like Checkatrade, MyBuilder, or Rated People. Check your platform’s requirements for minimum cover levels.

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