Compare Pub Insurance

What Does Pub Insurance Cover?

• Buildings and contents — Covers the premises, furniture, fixtures, kitchen equipment, and cellar equipment.
• Stock cover — Protects drinks stock, food supplies, and other perishable goods.
• Public liability — Critical for licensed premises. Covers claims from customers injured on your property.
• Employers liability — Required by law if you employ staff, including part-time and casual workers.
• Business interruption — Covers lost income if the pub cannot trade due to an insured event.
• Cellar and beer line cover — Some policies cover damage to cellar cooling equipment and beer lines.
• Terrorism cover — May be required for premises in certain areas or above certain values.