Compare car insurance quotes
Car insurance is only a few clicks away...
Whether your current policy is approaching its renewal date, or you’ve just bought a new car and need cover so you can drive it, you could save yourself up to £515* by comparing car insurance policies.
Provide Information About You & Your Car
You’ll need to provide some basic personal information, as well as details on the make, model, and age of your car.
Confirm What Type Of Coverage You Need
Confirm what type of policy you’re after, and provide some detail about how you use your car.
Choose The Right Policy
You’ll be shown a bespoke list of policies, generated based on your requirements. All you need to do is pick the one that’s right for you.
View quotes from a curated selection of over 120 insurers, including:
How much does car insurance cost?
The price of your cover depends on a number of factors, including the type of cover you choose, your no claims bonus, and your age and driver profile.
| Type of cover | Average premium cost1 |
|---|---|
| Fully comprehensive | £973 |
| Third party, fire and theft | £1,422 |
| Third party only | £2,559 |
1Average annual cost based on quotes delivered to 59,564 My Compare customers between Jan-Aug 2021
How does the type of cover you choose affect your insurance premiums?
This might seem counterintuitive, but fully comprehensive car insurance policies tend to actually be the cheapest, despite offering the most cover.
We found that fully comp policies cost an average of £973 a year, while TPFT comes in at £1,422, and third party-only as high as £2,559.
A key reason for this is that drivers with third party-only cover are more likely to be involved in accidents.
Tips for Lowering Your Car Insurance Costs
There are various ways that may help you receive more competitive insurance quotes, depending on your vehicle type and driver profile.
Pay upfront
Paying upfront annually works out cheaper, as no finance arrangement is needed.
Improve your security
Security devices like steering wheel locks will push down your premiums, as will parking off-road.
Increase your voluntary excess
Higher excess can mean lower premiums. Don’t make it too high though, in case you need to claim!
Build up your no-claims discount
If you don't claim, your no-claims bonus will lower your premiums.
Drive fewer miles
Driving fewer miles per year will reduce the price of your policy.
Get a telematics policy
Installing a black box, or telematics device, can help lower your premiums.
Add-ons to consider when doing a car insurance comparison
There are a number of different add-ons that you can purchase to enhance your cover. Some of these will be particularly useful for certain types of driver (e.g. European cover if you drive abroad often), and some more useful in a general sense (e.g. breakdown cover).
All of them cost money, but some can save you money in the long run. We’ve outlined some common add-ons here to help you decide if they’re right for you.
Windscreen cover
Covers the repair of chips or cracks to your car’s windscreen.
Breakdown cover
Makes sure you get home or to the nearest repairer if your car breaks-down.
Personal accident cover
Provides you with compensation if you or a passenger is injured or killed in an accident.
Courtesy car
Car being repaired? Your insurer will provide you access to a courtesy car.
No claims discount protection
Allows you to make a certain number of claims per year which do not affect your no claims discount.
Lost or stolen keys
Your insurer will cover the cost of replacing your keys if they’re lost or stolen.
